Canadian Families' Finance Workshops: Learn, Plan, Thrive

Theme chosen: Canadian Families’ Finance Workshops. Join a welcoming space where parents, teens, and caregivers learn practical money skills together—from budgeting to RESP success—through real stories, clear steps, and community support. Subscribe for upcoming workshop dates, worksheets, and family challenges you can start tonight.

Why These Workshops Matter Right Now

Picture a mom, a granddad, and two kids building a budget at a community centre table. They bring grocery receipts, hockey fees, and a summer camp wish list. Ninety minutes later, they leave with a plan everyone understands—and a calendar to keep it real.

Why These Workshops Matter Right Now

Workshops partner with libraries, schools, and local nonprofits, making learning free and friendly. Families share tips, swap resources, and celebrate small wins, like trimming grocery waste or securing a better cell plan. Tell us your town’s needs, and we will tailor a session.

Budgeting Together: Hands-on Activities

The Family Budget Map

We sort spending into must-haves, nice-to-haves, and goals, assigning each category a purpose everyone agrees on. Kids help place stickers for priorities, like swimming lessons or a road trip. Try it tonight and share your three biggest must-haves in the comments.

Cash-Flow Calendar with Paydays

Together, we plot paydays, bill due dates, and benefit deposits like the Canada Child Benefit. Families see cash gaps before they happen and learn to shift due dates. Download our template, tag your partner, and schedule a twenty-minute budget check-in this week.

Subscription Spring-Cleaning

We log every subscription—streaming, apps, boxes—and rate them keep, pause, or cancel. One Ontario family saved over sixty dollars monthly by cutting duplicates. Post your monthly savings win and inspire another household to take that same brave step.

Grants That Grow With You

We explain the Canada Education Savings Grant and, for eligible families, the Canada Learning Bond. You will practice calculating contributions to capture the maximum match. Ask during Q&A, and we will model your family’s grant opportunities step by step.

Learn More

Fees, Providers, and Traps to Avoid

Learn the difference between individual, family, and group RESPs, and why group plans can be restrictive. We compare fees, flexibility, and service. Bring your paperwork, and we will decode it together—no judgment, just clarity and next steps.

Learn More

Milestones and Withdrawal Strategy

We show how Educational Assistance Payments are taxed to the student, while contributions come back tax-free. Families map scholarship timing, co-op terms, and part-time work. Share your learner’s goals, and we will sketch a year-by-year funding game plan.

Learn More

Smart Homeownership: Mortgages, CMHC, and Beyond

We compare fixed versus variable rates and walk through the mortgage stress test. Families run scenarios for renewals and payment shocks. Comment with your renewal month, and we will send a checklist to prepare three offers before your term ends.

Smart Homeownership: Mortgages, CMHC, and Beyond

We break down the FHSA, RRSP Home Buyers’ Plan, and CMHC mortgage insurance. You will practice combining programs to reduce cash strain. Ask for our worksheet, and we will help you align savings, credit goals, and closing timelines confidently.

Raising Money-Savvy Kids

Allowance With a Purpose

We design a simple system—spend, save, share—using jars or a kid-friendly app. Children set tiny goals, like saving for a book series. Parents practice consistent payouts and boundaries. Share your family’s allowance rule and what your child is saving for next.

Storytime: The Lemonade Stand That Failed Forward

One Toronto family raised prices during a heat wave, then sales dropped. The kids learned about value, location, and kindness by offering free refills to seniors. Post your child’s big lesson, and we will feature it as a teachable moment in our next workshop.

Teen Toolkit: First Job to First TFSA

We cover getting a SIN, understanding pay stubs, and opening a bank account. TFSA room begins at age eighteen; opening may require the age of majority in your province. Invite your teen to our next session and tackle their first savings goal together.

Know What You’re Eligible For

We review the Canada Child Benefit, GST/HST credit, climate action payments, and the Canadian Dental Care Plan eligibility. Families learn where to check amounts and updates. Comment with your province, and we will share a tailored benefits checklist.

RRSP vs TFSA for Families

We show how RRSP contributions can lower net income and potentially increase income-tested benefits, while TFSA withdrawals stay tax-free. Families model both paths. Bring your goals, and we will simulate which account mix serves you best this year.